COVID-19 business assistance

Information on financial help available to businesses affected by COVID-19.

Regional Business Partner Network (COVID-19 support)

New Zealand Trade and Enterprise (NZTE) and Callaghan Innovation

The RBP network can support you in both business recovery and growth. Businesses can access resources and support in areas such as: HR, health and wellbeing, business continuity, cashflow and finance management, strategy and digital capability. As well as support for management training services to build capability.

About What it's about

Supporting businesses to recover and grow, with a range of resources such as expert advisory services.

Who Who it's for

Businesses who are GST registered, have a New Zealand Businesses Number and fewer than 100 full time equivalent employees.

Offers What it offers

A discussion with a RBP Growth Advisor to identify the support needed, connections to providers and if eligible, funding to access expert advisory services.

Business Finance Guarantee

The Treasury

Business Finance Guarantee loans can be provided as a term loan or revolving credit facility if your business (which can be a company, sole trader, partnership or trust) needs credit for cash flow, capital assets and projects related to the impacts of COVID-19.

About What it's about

Business Finance Guarantee loans may be available to help small and medium businesses access credit for cash flow, capital assets and projects related to the impacts of COVID-19.

Loans are provided by banks and non-bank deposit takers. Current providers are:

  • Banks: ANZ, ASB, BNZ, Heartland Bank, Kiwibank, SBS Bank, TSB, Bank of China and Westpac.
  • Non-banks: Nelson Building Society.

Who Who it's for

New Zealand businesses which are generally viable and meet the scheme criteria may be eligible. Your lender will assess if your business is eligible and apply its lending criteria and processes, modified to give effect to the scheme, and look through the economic cycle to take account of the uncertain  economic conditions caused by COVID-19. This will include the ability of your business to repay any credit advanced using the Business Finance Guarantee Scheme.

Offers What it offers

The scheme loans are intended to provide for businesses’ current and up-coming operating cash flow needs (including things like rent and staff expenses), and capital assets and projects related to, responding to or recovering from the impacts of COVID-19.

COVID-19 Small Business Cash Flow Scheme

Inland Revenue

Government loans for small businesses who are impacted by a loss of revenue due to COVID-19.

About What it's about

A one-off government loan over a term of 5 years for small to medium businesses affected by COVID-19.

Who Who it's for

It's for businesses or organisations that have 50 or fewer full-time equivalent employees. You also need to be eligible for the original wage subsidy.

Offers What it offers

Businesses will be entitled to a loan of $10,000, plus $1,800 per full-time employee, up to a maximum of $100,000.

COVID-19 Leave Support Scheme

Ministry of Social Development

Payments from Work and Income to support employers, including self-employed people, to pay wages if their employees can’t work due to COVID-19.

About What it's about

Supporting employers whose employees can’t come into work because Ministry of Health guidelines recommend they stay at home, and they can't work from home.

Who Who it's for

Employers, including self-employed people, whose employees can’t work due to COVID-19. There’s more eligibility criteria on the Work and Income website.

Offers What it offers

Payments of $585.80 for people working 20 hours or more a week, or $350.00 for people working less than 20 hours per week.

General COVID-19 information for businesses

Accident Compensation Corporation

We’ve made the decision to delay all ACC invoices by three months to reduce the immediate impact of COVID-19 on businesses.

About What it's about

All invoices due to be sent in 2020 had a three-month grace period which resulted in CoverPlus Extra invoices being issued from July 2020 and all other invoices from October 2020.

Who Who it's for

Businesses that pay an ACC levy.

Offers What it offers

  • Delayed invoicing
  • Payment plans
  • To let us know if you’re no longer in business
  • How ACC levies work with the government wage subsidy

COVID-19 recovery package

Programmes and initiatives that fund job creation as part of the COVID-19 recovery package.

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